AI-Native
Infrastructure for Modern Financial Institutions

Power Banking, Lending, & Payments on a unified, AI-driven core designed for seamless operations, faster GTM, and scalable growth

Banking. Lending. Payments.

BANKING. LENDING. PAYMENTS.
01
Core Banking Stack
Run modern banking on a modular, API-first core, covering deposits, payments, lending, cards, frauds and compliance with full configurability and scale
AI Agents: Fraud Detection Agent, Customer Service/Banking Assistant Agent, Compliance & Reporting Agent
PAYMENTS. LENDING. BANKING.
02
Payments with Decision Intelligence
Orchestrate every payment flow and channel through a single, unified stack for optimized performance and control, from prepaid cards and UPI to merchant acquiring, fleet management, and cross-border payments
AI Agents: Transaction Intelligence Agent, Query Chatbot, Support Ticket Auto-Resolution
PAYMENTS. LENDING. BANKING.
03
Card Issuance & Management Suite
Launch and scale card programs with a single platform across issuance, controls, risk, and settlement, without rebuilding core systems
AI Agents: Card Issuance Agent, Spend Controls Agent, Risk-Based Authentication Agent
PAYMENTS. LENDING. BANKING.
04
Core Lending Suite
Run the complete lending lifecycle on a unified platform, covering origination, underwriting, servicing, and collections with embedded intelligence across every stage
AI Agents: Bank Statement Analyzer Agent, Early Warning Agent, Property Valuation Agent
PAYMENTS. LENDING. BANKING.
05
Customer Onboarding & KYC
Automate onboarding end-to-end with Underwriting/Scrutiny Agent, facial verification, AML checks, and digital workflows,built for real-time, compliant account opening
AI Agents: KYC Onboarding Agent, KYC Remediation Agent, Document Intelligence Agent
PAYMENTS. LENDING. BANKING.
06
Intelligent Ops & Experience Layer
Streamline operations with unified workflows, reconciliation, and exception handling, driving faster execution and better customer experience
AI Agents: Scrutiny Agent, Legal Agent, Risk Agent, Data Triangulation Agent

800+

Fintech Engagements

200+

Banks

300+

Lenders

30+

Countries

50+ Mn

End Customers Serviced

20+ Bn

Transactions Processed

Built for Speed, Scale & Intelligence

AI-Native Core Stack

Built with intelligent workflows and decisioning across banking, lending and payments

Unified and Comprehensive Stack

Streamline your operations by managing your entire financial portfolio, from banking and cards to merchants and lending, through a single, cohesive platform

Future-Ready and Compliant

Built for scale, governance, and regulatory rigor

Faster GTM

Pre-integrated modules, no-code orchestration and composable services shorten launch cycles

Seamless Integration

API-driven, customizable infrastructure allows you to embed financial products into any application or business process

Ritesh Pai

Ex-CDO, Yes Bank

Usually, when we partnered with fintech, we always guide them with the nuances of regulations. But, when we partnered with M2P, we found that our wavelengths matched. We eventually co-created, collaborated, and launched many products and solutions in a short time.

Rajan Bajaj

Founder & CEO, Slice

When we were looking out for payment infrastructure companies, we evaluated few partners in India. M2P was the only one where we saw that the team was trying to build the whole technology stack inhouse. Everyone at M2P is approachable and agile. It has been a great experience working with M2P.